It might seem like a good way to make payments manageable, but you could be
making some major trade-offs that could cost you (or your co-signer — thanks,
Mom and Dad) big bucks down the road.
Retirement savers can use all the help they can get, and in 2018 some of that
help comes in the form of higher limits on savings vehicles. Here are the
specifics.
For many people, retirement savings and 401(k)s are synonymous. However, many others don’t have that option. For them, there are several other tax-smart ways (from SEP IRAs to Roths and even HSAs) to build a nest egg.
You can never be too money smart, and one easy way to boost your financial IQ is to tune into some really great, and often even entertaining, podcasts. Check out my five favorites.
Some people do just fine with bare-bones advice that’s essentially generated by
an algorithm. Until your financial life gets more complicated, you might too.
Here’s what you can expect from a robo-adviser and the signs it’s time to
upgrade.