Steve Huebl

With nearly half of mortgages set to reset by 2026, Canada’s banks say strong borrower equity and falling rates will cushion households, even as arrears edge higher and affordability remains strained.

Morningstar DBRS says mortgage delinquencies are climbing at Fairstone and Equitable while Laurentian remains resilient.

Ben Tal says Canada’s economy is in a per-capita recession and that rate cuts are needed fast to thaw a “frozen” housing market.

After a year of expected rate cuts, forecasters are starting to question how long Canada’s easing cycle will last—and whether rates might start rising again in 2026.

Inside: mortgage arrears inch higher, Manulife teams up with M3, Haventree joins CMHC securitization programs and more career updates.

Regulator confirms banks must avoid double-counting borrower income when classifying investment-oriented mortgages

Le régulateur confirme une règle cruciale : les banques ne peuvent plus comptabiliser deux fois les revenus des emprunteurs lors de l'évaluation des prêts hypothécaires à des fins d'investissement

Both central banks are expected to cut rates this week, but CIBC economists say Canada’s weaker economy gives the Bank of Canada more room to move than the U.S. Federal Reserve.

A new MPC–Pollara survey shows growing concern about fraud in the housing market, and strong support for CRA-led income verification.

Governor Tiff Macklem says the central bank will examine how its policies affect housing demand and affordability as part of its 2026 framework renewal.