Spencer Tierney

Check out the best CD rates you can find at top online banks and credit unions. See the highest CD interest rates.

Bank of America offers strong online tools and a large network of branches and ATMs, but rates are low and fees are steep.

The best five-year CD rates are typically found at online banks and credit unions, including Capital One, Ally Bank and several others.

You can open a savings account for a baby, or a child of any age, typically with joint ownership or control. Here are answers to important questions about your child’s first account.

Learn how to spot a fake check and how to protect yourself from fake check scams with these tips.

The future direction of CD rates depends on Fed rate changes, among other factors. See where CD rates are headed.

When the Federal Reserve changes its interest rate, banks tend to follow when setting their annual percentage yields on new certificates of deposit, or CDs. See how it works.

The Federal Reserve is a government-run bank that’s job is to manipulate the economy so that consumers don’t experience negative effects from the economy. It also controls the Federal Funds rate, which is the interest rate that banks use to borrow and lend money. Knowing this, you can understand the impact this has on items like your savings account and use them to your advantage. Suggested Articles: What Is The Federal Reserve?:https://www.nerdwallet.com/article/banking/federal-reserve?trk_lo…

A CD, or certificate of deposit, is a type of savings account with a fixed interest rate usually higher than a regular savings account’s rate.

An overdraft fee is one of the most expensive fees banks charge, but not all banks charge the same amount. And some don’t even have an overdraft fee.