Spencer Tierney

CD loans — personal loans using the funds in your CD as collateral — aren’t as common as other types of loans, and they have some intriguing pros and cons.

Pentagon Federal Credit Union, or PenFed, offers a modest product selection for anyone who joins. But it makes up for that with good interest rates for checking, online savings and money market certificates.

Check out the best CD rates you can find at top online banks and credit unions. See the highest CD interest rates.

The best five-year CD rates are typically found at online banks and credit unions, including Capital One, Ally Bank and several others.

Bank of America offers strong online tools and a large network of branches and ATMs, but rates are low and fees are steep.

An ACH transfer is an electronic bank transfer that’s cheaper and slower than a wire transfer. Examples include direct deposits, e-bills and P2P payments.

Opening a bank account online can be easy. It can take just minutes and be done when it’s convenient for you. Here’s what you need to open a bank account online.

The future direction of CD rates depends on Fed rate changes, among other factors. See where CD rates are headed.

These are the top banking apps and debit cards for kids and teens.

BMO, a U.S. bank that's part of Canada-based Bank of Montreal, offers solid basic checking options, a big ATM network and more.