Randa Kriss

You can apply and get a small-business loan through banks, SBA lenders, online lenders, as well as through some nonprofit organizations.

It can take weeks or months to apply for a small-business loan and receive funding. Follow these steps to avoid wasting time or money.

The SBA 7(a) loan program is the most common SBA loan program, offering several types of loans. Learn how SBA 7(a) loans work in our guide.

A personal guarantee helps mitigate a lender’s risk in case of default. Here’s what you need to know about SBA loans and personal guarantees.

SBA Manufacturers’ Access to Revolving Credit loan program offers large amounts, low rates and flexible repayment options to manufacturing businesses.

SBA loans are business loans partially guaranteed by the U.S. Small Business Administration and issued by participating lenders, usually banks.

SBA 7(a) and 504 loans can be used to purchase real estate, build new facilities, renovate existing buildings and make land improvements.

Entrepreneurs and existing business owners can borrow up to $50,000 with an SBA microloan. The funds can be used for inventory and supplies, among other things.

SBA Form 413 is typically required as part of an SBA loan application. The SBA uses this form to evaluate your finances.

The SBA Working Capital Pilot Program offers small businesses working capital lines of credit of up to $5 million.