Randa Kriss

Average business loan interest rates range from 6.7% to 11.5% at banks. The interest rate you receive varies based on loan type, lender and more.

Veterans can get small-business grants and loans from several sources, including government agencies, nonprofit organizations and private companies.

SBA loans are business loans partially guaranteed by the U.S. Small Business Administration and issued by participating lenders, usually banks.

When the Fed cuts rates it can lower borrowing costs for small businesses with variable-rate loans and new financing needs.

A fractional CFO provides strategic financial guidance to businesses on a part-time, contractual or project basis.

Business loan requirements: 1. Personal and business credit scores; 2. Annual revenue; 3. Years in business; 4. Business industry and size.

Short-term business loans provide capital for immediate financing needs. These loans typically have repayment terms of three to 24 months.

Startup business loans for bad credit include online loans, CDFI loans and microloans. Reputable lenders do not offer guaranteed approval.

Startup business loans have flexible time in business requirements that make them easier to access for new companies. You can get up to $1.5 million to help cover startup costs.

Equipment financing for bad credit is available from online lenders. You may be able to qualify with a minimum credit score of 550.

An SBA loan can be used to buy an existing company or to increase your ownership in your current business when you have partners.

You can apply and get a small-business loan through banks, SBA lenders, online lenders, as well as through some nonprofit organizations.

LGBTQ-owned businesses can get small-business grants from corporations, nonprofits, as well as state and local business organizations.

The SBA's new policy allows borrowers to combine 7(a) and 504 loans for up to $10 million total. Most small businesses are unlikely to benefit.

You can find small-business grants at government agencies, state organizations and private corporations. Here are a few good places to start your search.

Nonprofit grants are available from federal and state governments, charitable foundations and private corporations.

Farm grants are available from federal and state governments, nonprofit organizations, and private companies that support farmers.

A merchant cash advance provides alternative financing to a traditional small-business loan. You repay an advance of cash using your credit card sales.

SBA Express loans offer up to $500,000 in financing for working capital, inventory, equipment and more. Learn about the terms and requirements for these SBA loans.

Individuals who were convicted of felonies can find business grants from federal, state and local governments, corporations and nonprofit organizations.