Petar Lekarski

TSB will shut at least 36 of its branches in 2024 and 2025, the bank has announced. Below we list the branches disappearing and what the alternatives are if you still want face-to-face banking.

If you have a Nectar card, you may be able to earn a few quid's worth of extra points this month, as Sainsbury's is running a limited new promotion for millions of shoppers.

If you pay for a Spotify ‘Individual’, ‘Duo’ or ‘Family’ subscription and don’t mind giving up audiobooks, you can now save up to £24 a year by switching to one of its new ‘Basic’ plans. These don’t have audiobooks but cost £1 to £2 a month less and let you keep all your other benefits, such as ad-free listening, downloads and high-quality audio – though only existing subscribers can access them for now.

If you’re a Bank of Scotland, Halifax or Lloyds customer, the interest rate you’re charged for using your overdraft could soon go up to 49.9% as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says most customers will be charged the same or less after the changes – but others will pay more, and some Club Lloyds customers will see their rate nearly double, from 27.5% to 49.9%.

If you’re booking your next holiday, watch out for fake deals, clone websites and bogus cancellations, as criminals are using a variety of sophisticated methods to trick holidaymakers out of their money.

Regulation of the buy now, pay later sector WILL go ahead, the new Government has confirmed. It means consumers will finally get much-needed safeguards on BNPL purchases, as well as protection from unsustainable borrowing.

Winter Fuel Payments are to be restricted to those on benefits and Pension Credit, Chancellor Rachel Reeves has announced. But MoneySavingExpert.com founder Martin Lewis has urged the Chancellor to include a wider group, and ensure that the Government leaves no stone unturned ensuring the 800,000 eligible who miss out on Pension Credit get it.

Fixed-rate mortgage deals have gotten cheaper in recent weeks – but will this trend continue following the Bank of England's decision to hold the base rate at 5%? And should you fix now or wait? To try to provide clarity on what you can expect, we've spoken to five mortgage experts to see what they think is next for mortgage rates.

Millions of pensioners could see their Winter Fuel Payments reinstated this winter as a charity has launched legal proceedings against the UK Government, aiming to reverse its decision to restrict the payments to those on certain benefits. It's still very early days and there are no guarantees, but here's what you need to know.

Banks now must refund you if you're scammed into sending money to a fraudster. We explain what the new rules mean for you.