Melissa Lambarena

The Citi Strata Premier offers generous rewards across everyday spending categories, plus some other bells and whistles that can help defray its annual fee.

The Robinhood Gold Card offers an industry-leading 3% cash back on nearly all purchases, although there's a waitlist and membership fee requirement.

The Grow Credit Mastercard allows you to build credit with qualifying subscriptions or bills. It charges no interest. Plus, there's no credit check.

Some credit cards, particularly from newer companies, promise no credit check and no fees — an ideal combo for those with bad credit. Here are our top picks.

If you're new to credit, getting approved for a credit card can be difficult — but these credit cards might be easier to access than others.

Many issuers can determine your odds of qualifying without a credit check. A few cards show an offer, with a credit limit and APR, before you accept.

If you have good credit, a good APR is easy to come by — but what qualifies as a "good" annual percentage rate also varies by type of card.

The Seen Mastercard is a low-cost option among unsecured credit cards for those with poor credit. Find out how it compares.

Capital One Quicksilver benefits include 1.5% cash back on all purchases, plus introductory incentives and travel-friendly features.

The Ambition Mastercard from College Ave doesn't charge interest, but it does require a deposit and a monthly fee.