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Melissa Lambarena

Melissa Lambarena

Staff Writer at NerdWallet

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Email address
m*****@*******.comGet email address
Influence score
68
Location
United States
Languages
  • English
Covering topics
  • Finance & Banking Services

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Recent Articles

nerdwallet.com

Discover 5% Bonus Categories, Q4 2026: Entertainment, Restaurants, Utilities

In the fourth quarter of 2026, the Discover it® Cash Back and Discover it® Student Cash Back are switching up their bonus cash-back categories for the first time in years.
nerdwallet.com

Delta Credit Cards Unveil New Limited-Time Welcome Offers

Eligible Delta SkyMiles credit cards have boosted welcome offers for new cardholders for a limited time.
nerdwallet.com

5 Things to Know About the Redstone Credit Card

The Redstone Federal Credit Union credit card can offer abundant rewards and a lower interest rate than most credit cards. Find out how it compares.
nerdwallet.com

5 Things to Know About Mission Lane Credit Cards

Mission Lane is a fintech that offers credit cards for varying credit profiles, and the company can opt to consider factors beyond just traditional credit scores.
nerdwallet.com

5 Things to Know About the Robinhood Gold Card

The Robinhood Gold Card offers an industry-leading 3% cash back on nearly all purchases, although there's a waitlist and membership fee requirement. Plus, some redemption options are less valuable than others.
nerdwallet.com

5 Things to Know About the PenFed Gold Card

The PenFed Gold has a lower interest rate compared with other credit cards. Find out whether it aligns with your goals.
nerdwallet.com

How Do Cash-Back Credit Cards Work?

Cash-back credit cards earn a percentage of the price of each purchase. Get an in-depth look at how cash-back credit cards work and the ways to redeem rewards.
nerdwallet.com

5 Things to Know About the Karta Card

The Karta Card allows you to qualify without a Social Security number or U.S. credit history, but it comes with its own list of uncommon criteria, not to mention a big annual fee.
nerdwallet.com

Best Credit Cards for Pet Owners

The best pet credit cards aren't necessarily store-branded. A general-purpose credit card can also deliver value in the form of introductory incentives or rewards.
nerdwallet.com

Credit Cards You Can Get Without a Social Security Number

If you lack a Social Security number, you might still be able to apply for some credit cards with an Individual Taxpayer Identification Number or alternative documents.
nerdwallet.com

Discover Credit Cards Will Become Capital One Cards Starting This Year

Affected cash-back and travel cards will retain key features but also gain new reward categories. Existing holders will move to Capital One's website and app for card management.
nerdwallet.com

Can’t Get a Credit Card? Try These Alternative Options

If you're new to credit, getting approved for a credit card can be difficult — but these credit cards might be easier to access than others.
nerdwallet.com

Amazon Prime Visa Review: Perhaps the Ultimate Store Card

The Amazon Prime Rewards Visa can reward you handsomely and consistently for shopping at Amazon and Whole Foods — but you must be an Amazon Prime member.
nerdwallet.com

Are Business Credit Card Fees Tax Deductible?

Assuming you use a card only for business expenses, you can deduct the full fee against your business income. That takes some of the sting out.
nerdwallet.com

5 Things to Know About the Fortiva Credit Card

The Fortiva Credit Card skips the security deposit, but it can pack on the fees. Here's what you need to know before applying.
nerdwallet.com

5 Things to Know About the Avelo Airlines Credit Card

The Avelo Airlines credit card earns solid rewards on everyday spending, but given the airline's limited footprint — and the card's limited perks — it's not a practical choice for most.
nerdwallet.com

PayPal Cashback vs. Apple Card: PayPal Has Fewer Hoops

The PayPal Cashback is the clear winner when it comes to rewards — though it lacks the unique features of the Apple Card, which a brand loyalist might appreciate more.
nerdwallet.com

Best Credit Cards for Home Improvement and New Homeowners of March ...

When you're renovating a home or buying a new one, everything from floor tiles to furniture to food is suddenly on your shopping list. These cards can help.
nerdwallet.com

5 Things to Know About the Indigo Credit Card

The Indigo card offers a path to establish or build credit, but better and cheaper options exist. Here's what you need to know before making a decision.
nerdwallet.com

5 Things to Know About the Seen Mastercard

The Seen Mastercard is a low-cost option among unsecured credit cards for those with poor credit. Find out how it compares.
nerdwallet.com

5 Things to Know About the Sable Credit Card

The Sable One secured credit card boasts several hard-to-find features among cards in its class, including no credit check, a flexible deposit, rewards and a straightforward upgrade path.