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Melanie Grafil

Melanie Grafil

Author at GOBankingRates at GOBankingRates

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Influence score
35
Location
United States
Languages
  • English
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    Recent Articles

    gobankingrates.com

    E*TRADE Bank Review: No-Fee Account Options

    E*TRADE Bank is a convenient choice for existing customers, offering no-fee accounts with no minimum balance required. Learn more in this E*TRADE Bank review.
    gobankingrates.com

    Walgreens Holiday Hours: Full Schedule and 2026 Holidays

    Wondering about Walgreen's holiday hours? Read on for more:
    gobankingrates.com

    Chase Bank Review: Checking and Savings From a Name You Trust

    Chase Bank offers comprehensive financial products, including checking, savings and CDs. Today, the financial institution has over $4 trillion in assets, and about half of all American households use its products.  GOBankingRates has ranked JPMorgan Chase among the Best Premium Checking Accounts and Best National Banks for 2025. Chase Checking Accounts Chase offers eight checking account options divided into three categories: Everyday, Premium and Kids & Students. From Chase Total Checking, which is a basic account with no bells and whistles, to Chase Total Checking1: Total Checking is one of Chase's most popular accounts because it has the banking essentials you need, including an autosave feature and no overdraft fee2 if you're overdrawn $50 or less by the end of the business day.       The monthly service fee is $12 or $0 if you meet the following requirements: Depositing at least $500 or more from paycheck or government benefits, using ACH,...
    gobankingrates.com

    Langley Federal Credit Union Review 2026

    Langley Federal Credit Union was established in Virginia in 1936. The credit union offers a variety of products like savings and checking accounts, certificates and digital banking. Langley Federal Credit Union is NCUA-insured and has competitive APRs for its high-yield savings account and CDs.  Langley Federal Credit Union Savings Accounts  Langley Federal Credit Union savings accounts are accessible for most savers. The standard savings doesn't require much of a minimum, while the high-yield savings offers a competitive APY that isn't available at most banks. You can save on your own terms with a high-yield savings account since there's no minimum deposit or fees.   Must be a member of Langley Credit Union  Standard savings requires a $5 minimum deposit, but only earns APY Earn up to $25,000 on the high-yield savings account To qualify for , you must enroll in e-statements and are limited to one withdrawal per month No minimum deposit or fees for the...
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    Central Trust Bank Review: Accounts, Rates and What To Know

    The Central Bank has a robust line of financial products, including personal and business banking, loans, and mortgages. Central Bank has 140 locations across the Midwest, and the primary focus is creating community-centered banking.  The Central Bank Checking Accounts The Central Bank has five checking account options: Free Checking, Preferred Interest Checking, MaxMoney Checking, My Choice Checking, and World Checking. Free checking requires no minimum deposit or monthly fees. Preferred Interest Checking and World Checking earn interest. MaxMoney Checking and World Checking offer credit monitoring services. A free checking account requires no monthly checking account MaxMoney Checking offers shopping rewards and gift cards Preferred Interest Checking earns interest and refunds Funds are FDIC-insured Some accounts come with an identity protection service The Central Bank Checking Accounts Start Banking Best For Mobile App Banking in Missouri Low Monthly Fees...
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    SoFi Review: Online Bank With an Extensive Array of Products

    SoFi stands out with competitive APYs and valuable member rewards. Learn more in this comprehensive SoFi review.
    gobankingrates.com

    Prosperity Bank Review: Bigger Checking and CD Options

    Prosperity Bank aims to meet and simplify the banking needs of all its customers throughout Texas and Oklahoma. It operates from a community banking philosophy to better serve its neighbors and local businesses. It offers a wide variety of products and services, with strong options in both checking and CD accounts.  GOBankingRates gave Prosperity Bank the Gold for Texas in the list of Best Banks by State 2025. Prosperity Bank Checking Account Prosperity Bank offers you a robust selection of checking accounts. To better understand your options, and which would best suit your daily banking needs, here are a few key takeaways:  Simply Free Checking: Free online and mobile banking with no monthly maintenance fees.eChecking: Gives you paperless checking and free online banking options, with no minimum balance requirement.Personal Checking: Free Bill Pay, $100 required opening deposit and a $500 minimum balance requirement. Royal Checking: Free overdraft transfers, notary...
    gobankingrates.com

    U.S. Bank Review: Accessible Customer Service and Checking Account ...

    U.S. Bank is part of U.S. Bancorp and ranks as the fifth-largest bank in the United States, with over 2,000 branches in 26 states. It offers several products and services to meet the banking needs of personal and business customers, including everything from checking and savings accounts to wealth management services. In addition to its large branch network, U.S. Bank also has a comprehensive digital banking platform. GOBankingRates named U.S. Bank as one of the Best National Banks of 2025. U.S. Bank Checking Accounts U.S. Bank's primary checking account is Bank Smartly Checking, which offers essential banking services, automated spending and savings tools plus access to Smart Rewards.  Smart Rewards, U.S. Bank's tiered relationship banking program, offers cash back, discounts on bank fees, bonus rates and overdraft forgiveness. While technically an interest-bearing account, Bank Smartly Checking balances under $25,000 earn just annual percentage yield, which amounts to one...
    gobankingrates.com

    FirstBank Review: Regional Bank With an Account for Everybody

    About FirstBank FirstBank is a regional bank that was started in 1963 and has 127 locations in Arizona, California and Colorado. The bank offers a full suite of personal and business banking and lending products, with online banking and a mobile app. FirstBank has assets of $19 billion. GOBankingRates ranked FirstBank among its Top 100 Banks for 2022. Checking Accounts FirstBank's Anywhere Account has no minimum balance and no monthly fees. No fees, no frills -- just a basic checking account. The Bloom Package is a checking and savings bundle that also has no minimum balance and no monthly maintenance fees. It pays interest at the rate of 0.01% APY on the savings account, regardless of balance. No interest is paid on the money in the checking account. The Bloom Package encourages automatic savings by making transfers from checking into savings every time you use your debit card, use bill pay or have an electronic funds transaction. You can choose to round up your transaction to the...
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    HSBC Bank Review 2026: US Banking With Multi-Currency Options

    HSBC Bank USA is best for business owners or high-income individuals who want access to Premier banking and international reach. The Global Money account, managed entirely from the robust smartphone app, may be HSBC's standout feature, because you can manage your multiple currency funds in one place and seamlessly make transfers and payments. HSBC Checking Accounts HSBC Premier checking is the bank's primary checking option. You can also open the Global Money Account if you want to send foreign currency, but keep in mind this account doesn't have a debit card. Opening requirements: To apply for a Premier account, you must have at least $100,000 in total deposits and/or investments, at least $5,000 in total monthly direct deposits, an HSBC U.S. residential mortgage, or Private Bank status. To apply for a Global Money Account, you must have a Premier checking, Premier Savings, or Premier Relationship Savings account in addition to the HSBC U.S. mobile app.  Bonus opportunity: If you...
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    Flagstar Bank Review: Everyday Banking Made Simple

    Flagstar Bank Overview Flagstar Bank was founded as a federal savings bank in 1987 and has grown into one of the largest regional banks in the United States. The bank has 436 branch locations in five states. Flagstar Bank offers a wide selection of deposit accounts, especially when it comes to checking, savings and CDs.  Flagstar Bank is among the winners in GOBankingRates' rankings of the Best Premium Checking Accounts for 2024. Flagstar Bank Review Here's a breakdown of some of Flagstar Bank's key features to help you determine if this is the bank for you. Checking Accounts Flagstar Bank offers four checking accounts. All checking account holders will receive a 0.50% rate reduction on home equity lines of credit and a 0.25% rate reduction on home equity loans, personal loans and personal lines of credit if they set up automatic loan payments from their Flagstar checking account. Additionally, account holders can take advantage of preferred certificate of deposit rates if...