Maria Merricks

A digital revolution is taking place in the financial services sector. The financial technology (fintech) industry is driven by a combination of digital connectivity, customer dissatisfaction with financial services and a lack of innovation by incumbent providers. In its 2014 report on the industry titled Landscaping

Will this year mark a new era for the mortgage industry? In many ways, 2015 will feel the much same as 2014 but there may be a few surprises in store thanks to the general election. We have already seen a rise in the number of first time buyers thanks to initiatives like Help to Buy and stamp duty relief. Now we have

More than 150,000 employers will reach their staging date for auto-enrolment between March 2015 and March 2016. With the regulator recommending employers start preparations up to 12 months ahead, now is the time to act. Recent research from The Pensions Regulator found 89 per cent of employers due to stage next year

Currencies My belief currency markets will become an important determinant of total return going forward has been brought very much into focus in the opening weeks of this year. Although in local currency terms the Swiss equity market has been one of the worst performers, to a sterling-based investor it has been one

As we move into a fresh new year, a time when most of us are setting out our resolutions and declaring our hopes for the year ahead, it is fitting to ask what 2015 will be remembered for. Could this be the year of the entrepreneur? Last year there was an estimated 5.2 million businesses in the UK, employing 25.2

There is a constant fear I hear when talking to financial advisers. No one can understand why the trillions of pounds, dollars and euros that have been pumped into the global economy by central banks over the past five years have not caused a big jump in prices. Perhaps this will eventually happen, although there is

Adviser tech is failing at the most basic levels and all the while it muddles through the same old problems, huge things are happening elsewhere.

Through the Advice Guidance Boundary Review, we have the opportunity to create a system that places consumer needs firmly at its heart

With a general election fast approaching, the state pension continues to be a topical issue. As political parties vie to secure votes, discussions around the benefit have heated up.

Simon Collins: Is your conduct risk strategy up to scratch?