Margarette Burnette

With no change to the federal funds rate — the target range remains between 5.25% and 5.50% — savers are unlikely to see large rate swings, but small rate changes in consumer accounts are still possible.

Apple customers have a new option for a high-yield savings account. In April, the company announced that Apple Card customers now have access to an Apple savings account from Goldman Sachs Bank that has a 4.15% annual percentage yield.

Overdraft protection transfers allow your transactions to go through even if you overdraw your checking account. Here’s a closer look at how they work.

Santander Bank is a full service bank with options for basic checking, savings and CDs. But its savings rates are low and its overdraft fees are costly.

NerdWallet’s list of the best savings accounts feature options with great customer service, higher-than-average interest rates and low or no fees.

To increase online banking security, use secure networks, create strong passwords and choose a bank or credit union that has industry-standard security technology.

The average money market rate is 0.44% as of January 17, 2023, but some of the best money market accounts have rates above 4% APY. They also tend to have low fees to help you grow your bank balance.

The best kids savings accounts have no monthly fees and strong rates. They include Alliant Credit Union Kids Savings Accounts, First Tech Federal Credit Union Start Up Savings, and more.

The best high-interest deposit accounts offer some of the highest interest rates you can find. See our picks for high-yield checking accounts, savings accounts and CDs.

To find the best high-yield savings account for you, review NerdWallet’s list of the best overall, federally insured high-rate accounts.