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Margarette Burnette

Margarette Burnette

Staff Writer at NerdWallet

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Email address
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Influence score
64
Location
United States
Languages
  • English
Covering topics
  • Finance & Banking Services

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Recent Articles

nerdwallet.com

What the Fed Rate Announcement Means for Savings Accounts

With a drop in the federal funds rate, the target range is now between 4.00% and 4.25%. Savers probably won’t see large rate swings, but rate decreases are likely.
nerdwallet.com

Emergency Fund Calculator: How Much Should I Have?

Answer a few basic questions on our emergency fund calculator about your main living expenses and find out how much you need to save to protect yourself.
nerdwallet.com

Why High-Yield Savings Accounts Are Worth It

A high-yield savings account is a bank account that earns a higher-than-average return. The average savings account pays only a small yield.
nerdwallet.com

Savings Account Transaction Limits and Federal Reserve Regulation D...

The Regulation D Federal Reserve board rule used to limit you to six transactions per month on certain transfers from savings or money market accounts. But the savings account withdrawal limit was lifted in 2020.
nerdwallet.com

6 Best Money Market Accounts: Up to 3.90%

Here is an overview of the best money market account rates from this month, as well as a few other strong savings options.
nerdwallet.com

Money Market vs. CD: What’s Better?

Torn between a money market and CD? CDs earn more but have fixed terms. Money markets are more like regular savings accounts.
nerdwallet.com

Average Bank Interest Rates for Savings Accounts, CDs and More

These are the FDIC national average rates for federally insured savings, interest checking, certificates of deposit and money market accounts. Rates are trending upward.
nerdwallet.com

Best High-Interest Accounts of June 2026 (up to 5.12%)

The best high-interest deposit accounts offer some of the highest interest rates you can find. See our picks for high-yield checking accounts, savings accounts and CDs.
nerdwallet.com

What Is a Neobank?

A neobank is a tech company that provides online banking services through a partnership with an established bank. Neobanks often offer limited services, but high rates.
nerdwallet.com

What Is a Private Banker? Should You Have One?

Private bankers offer personalized, concierge-like financial services to affluent individuals. Learn about the perks, drawbacks and whether this is right for you.
nerdwallet.com

3 Types of Savings Accounts: Where to Stow Your Cash

Knowing how types of savings accounts differ can help you decide which one best fits the way you want to save money.