Kristen Hall-Geisler

Car insurance tracking devices work by allowing insurers to monitor your driving and set rates that accurately reflect your level of risk. A car insurance tracking device can be placed in your vehicle or accessed via a smartphone app.Usage-based car insurance (UBI) programs that utilize tracking devices are becoming more popular as they may translate to cheaper car insurance rates for safe drivers or drivers who aren’t on the road often.Before you decide if a program like this is right for you,…

Depending on the policy you choose, car insurance can provide financial protection in the event your car is damaged or stolen, you’re injured in an accident, or you’re at fault for an accident that causes bodily injury or property damage to third parties. It can also help you meet any minimum coverage requirements mandated by your state or required by a lender.How car insurance works specifically can depend on the laws of your state, which coverages you carry, and your insurer.On this page we’ll…