Jeff Ostrowski

The government is stepping up scrutiny of “junk” fees — but are they really junk?

Today’s average 30-year fixed-mortgage rate is 7.13, the average rate for a 15-year fixed mortgage is 6.64 percent, and the average 5/1 ARM rate is 6.79 percent.

The bottom line: You can choose to refinance, but you’re forced into a loan modification.

The current average rate for a 30-year fixed mortgage is 6.91, the average rate for a 15-year fixed mortgage is 6.36 percent, and the average rate on a 5/1 ARM is 6.61 percent.

The way real estate commissions work will soon change for both buyers and sellers.

They’re courting new borrowers with innovative features and looser criteria.

The way real estate commissions work is about to change. Here’s how to negotiate successfully.

The Fed again held steady with no new rate hike at its second meeting of 2024.

Is it worth using retirement savings to fund a down payment on a home?

Today’s average 30-year fixed-mortgage rate is 7.03, the average rate for a 15-year fixed mortgage is 6.52 percent, and the average 5/1 ARM rate is 6.31 percent.

The average rate you’ll pay for a 30-year fixed mortgage today is 7.21, the average rate you’ll pay for a 15-year fixed mortgage is 6.62 percent, and the average 5/1 ARM rate is 6.30 percent.

The average rate you’ll pay for a 30-year fixed mortgage today is 7.25, the average rate you’ll pay for a 15-year fixed mortgage is 6.70 percent, and the average rate on a 5/1 adjustable rate mortgage is 6.31 percent.

The current average rate for a 30-year fixed mortgage is 7.27, the average rate for the benchmark 15-year fixed mortgage is 6.68 percent, and the average rate on a 5/1 adjustable rate mortgage is 6.31 percent.

It might surprise you to know who decides your home loan, and how.

The current average rate for a 30-year fixed mortgage is 7.34, the average rate for a 15-year fixed mortgage is 6.76 percent, and the average 5/1 ARM rate is 6.19 percent.

More than half of aspiring homeowners in a new Bankrate survey say cost of living and low incomes prevent them from saving for a down payment and closing costs.

The average rate you’ll pay for a 30-year fixed mortgage today is 7.30, the average rate for the benchmark 15-year fixed mortgage is 6.73 percent, and the average 5/1 ARM rate is 6.17 percent.

The average rate you’ll pay for a 30-year fixed mortgage today is 6.95, the average rate you’ll pay for a 15-year fixed mortgage is 6.47 percent, and the average 5/1 ARM rate is 6.43 percent.

Today’s average 30-year fixed-mortgage rate is 7.24, the average rate you’ll pay for a 15-year fixed mortgage is 6.59 percent, and the average 5/1 ARM rate is 6.15 percent.

The current average rate for a 30-year fixed mortgage is 7.25, the average rate for a 15-year fixed mortgage is 6.61 percent, and the average rate on a 5/1 ARM is 6.14 percent.