Jeff Ostrowski

A loan estimate is just that: an estimate. Here’s what you need to know.

The average 30-year loan rate this week fell to 6.69%, according to Bankrate's latest lender survey. Oil prices remain high.

The average 30-year loan rate this week fell to 6.63%, according to Bankrate's latest lender survey. Oil prices remain high.

The average 30-year loan rate this week rose at 6.52%, according to Bankrate's latest lender survey. Oil prices are rising again.

The current average rate for a 30-year fixed mortgage is 6.47, The average 15-year fixed-mortgage rate is 5.88 percent, and the average rate on a 5/1 ARM is 5.75 percent.

The current average rate for a 30-year fixed mortgage is 6.52, The average rate for a 15-year fixed mortgage is 5.93 percent, and the average rate on a 5/1 ARM is 5.80 percent.

"Marry the house, date the rate," seemed sage advice. But mortgage rates never fell, sticking some borrowers with home loans they don't love.

The average 30-year loan rate this week held at 6.48%, according to Bankrate's latest lender survey. Inflation spiked in May.

The mortgage industry has ways to keep you from shopping around or getting the best deal. Here's how to avoid the traps.

Here’s Bankrate’s guide to the best mortgage lenders for low credit score borrowers.