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Jeff Lazerson

Jeff Lazerson

Contributing Columnist at San Gabriel Valley Tribune

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Email address
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Influence score
44
Phone
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Location
United States
Languages
  • English
Covering topics
  • Finance & Banking Services

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Recent Articles

sgvtribune.com

Mortgage applications explode as interest rates drop

Homeowners with larger loans jumped first, as the average loan size on refinances reached its highest level in the 35-year history of the Mortgage Bankers Association survey.
sgvtribune.com

Tips to boost, protect credit scores and get a lower mortgage rate

If your middle FICO score is 619, you will be denied for a conventional loan because the minimum required FICO is 620.
sgvtribune.com

How Trump could lower certain mortgage rates

Removing loan level pricing adjustments or LLPAs could reduce rates for certain homebuyers.
sgvtribune.com

Homeowners can tap up to $50,000 with down-payment grant

A “grant” is important to note because the borrower doesn’t have to pay them back.
sgvtribune.com

California’s balcony law and Fannie Mae standards could push condo ...

Deferred maintenance at older communities often means no insurance and no finance backing.
sgvtribune.com

How to launch and finance a home rebuild after LA County wildfires

After the soot is cleared, one of the first things homeowners need to think about and to do is hire an architect.
sgvtribune.com

How Los Angeles wildfire victims can get mortgage payment relief

HUD allows up to 12 months of payment forbearance for any area under a presidential disaster declaration.
sgvtribune.com

Housing in 2025: Rates will drop under 6%, capital gains exemption ...

Jeff Lazerson: The capital gains tax exemption will double for a single filer to $500,000 from $250,000 and to $1 million from $500,000 for a married couple.
sgvtribune.com

Privatizing Fannie Mae would cause mortgage rates to soar, economis...

“Without an implicit or explicit (government) guarantee, there will be less credit availability and higher rates,” says Moody’s Analytics economist.
sgvtribune.com

FHFA loan limits rising to $1.2 million in LA and OC, top $806,000 ...

In just nine years, the high-balance loan limit for 2025 will be nearly double the 2016 loan limit of $625,500.
sgvtribune.com

Criminal charges and jail time now part of predatory mortgage lendi...

Coaching a borrower to say cash-out money is going to be used for X but is really used for Y is on an expanded list of fraud definitions.
sgvtribune.com

How and how much homeowners can transfer tax base to their next home

Prop. 19 limits a person who is over 55 years of age or severely disabled to three transfers under these provisions.
sgvtribune.com

Refinance applications jump 35% as rate drop encourages homeowners

Should homeowners refi now or wait for rates to drop further?
sgvtribune.com

Want to buy a house – in a year? Here’s your financial checklist - ...

The current market makes the Great Recession sales days seem like a stampede. Few want to buy right now. Only the most motivated are pulling the trigger.