James Rodriguez

You can’t talk about the housing shortage or runaway home prices without boomers on the brain.Baby boomers dominate America’s housing market. Members of the “Me” generation own nearly $19 trillion worth of US real estate — more than double the amount held by millennials and about $5 trillion more than Gen Xers. Their massive land grab has continued well into their twilight years as they’ve used their mountains of savings and accumulated equity to edge out younger buyers.But as the generation age…

These firms want to do it all: tackle the housing-affordability crisis, make passive income from backyard ADUs, and offer Instagram-perfect backdrops.

Lenders need to make it easier for people with lousy credit to get a mortgage and buy a home — even though that will result in more foreclosures.