Jackie Veling

Discover personal loans are for borrowers with good to excellent credit. Read our review of Discover and compare it with other loans.

Compare personal loans from online lenders like SoFi, Discover and LendingClub. Personal loan rates start as low as 7% for qualified borrowers. Pre-qualify with no impact to your credit score.

The average personal loan interest rate is lower for borrowers with strong credit, according to data from users who pre-qualified with NerdWallet. See current personal loan rates by credit band and lender.

SoFi personal loans are a top pick for borrowers with good to excellent credit. Read our expert review of SoFi and compare its rates and features with other loans.

Upstart personal loans use alternative data to help more borrowers qualify. The company offers loans up to $75,000. Read our expert review of Upstart and compare rates.

Discover personal loans are for borrowers with good to excellent credit looking to consolidate debt. Read our review of Discover and compare it with other loans.

Long-term personal loans carry repayment terms of seven years or more. Discover the best long-term loan lenders and learn more about long-term loans.

National Debt Relief offers debt settlement plans that can lower your debt, but it’s risky. Read our National Debt Relief review to learn more and compare its plan with other options.

Average Personal Loan Interest Rates for August 2025

A debt consolidation loan is a loan used to combine existing debts into a single loan with one monthly payment. Ronita Choudhuri-Wade explains how they work and what to know to help you can decide if a debt consolidation loan is the right decision for you. Suggested Articles: Debt Consolidation Calculator: https://www.nerdwallet.com/article/loans/personal-loans/debt-consolidation-calculator?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_032824_social_cm_yt_vertical_promotionalexplai…