Jackie Veling

You can use an unsecured loan for almost any expense without pledging collateral. Compare NerdWallet's picks for the best unsecured personal loans and apply today.

Debt consolidation loans for bad credit are available to borrowers with low credit scores. Compare the top debt consolidation companies to help you combine and pay off your debts.

The average personal loan interest rate is lower for borrowers with strong credit, according to data from users who pre-qualified with NerdWallet. See current personal loan rates by credit band and lender.

Navy Federal personal loans are available to credit union members and can be used for small and large expenses. Read our Navy Federal personal loan review and compare rates.

Compare personal loans from online lenders like SoFi, Discover and LendingClub. Personal loan rates start as low as 7% for qualified borrowers. Pre-qualify with no impact to your credit score.

Borrowers with limited or no credit history may qualify for an Oportun loan up to $10,000. Learn more about Oportun and compare it with other lenders.

Compare the best debt consolidation loans of 2026. See NerdWallet’s expert picks and pre-qualify for a loan without hurting your credit score.

Debt settlement "settles" your unsecured debt for less than you owe, but it damages your credit, among other risks. Learn how settlement works and explore alternatives.

If you want to consolidate debt at a lower interest rate, you can use a balance transfer credit card or a personal loan. Learn the pros and cons of each consolidation option.

Consolidating can help you save money on interest or pay off debt faster, but it’s not right for everyone. Learn the pros and cons of debt consolidation.