Jackie Veling

Compare popular "buy now, pay later" apps — including Affirm, Afterpay and Klarna — that split your purchase into equal installments, usually with no interest.

Affirm can divide your purchase into equal installments with no interest. Read our Affirm review to learn more about how to buy now, pay later with Affirm.

Afterpay can divide your purchase into equal installments with no interest. Read our Afterpay review to learn more about how to buy now, pay later with Afterpay.

Compare personal loans from online lenders like SoFi, Discover and LendingClub. Personal loan rates start as low as 7% for qualified borrowers. Pre-qualify with no impact to your credit score.

PNC Bank provides unsecured personal loans to borrowers with good to excellent credit. Learn more about PNC loans and compare rates and terms.

Discover personal loans are for borrowers with good to excellent credit. Read our review of Discover and compare it with other loans.

Find out how to get a debt consolidation loan, so you can pay off your credit card balances at a lower interest rate.

The average personal loan interest rate is lower for borrowers with strong credit, according to data from users who pre-qualified with NerdWallet. See current personal loan rates by credit band and lender.

SoFi personal loans are a top pick for borrowers with good to excellent credit. Read our expert review of SoFi and compare its rates and features with other loans.

Upstart personal loans use alternative data to help more borrowers qualify. The company offers loans up to $75,000. Read our expert review of Upstart and compare rates.

Pawnshop loans are better than payday loans and title loans, but costs are still high. Learn the pros and cons, plus alternatives to pawn loans.

Debt consolidation, which rolls multiple debts into a single payment, can save you money and eliminate debt faster. Learn two primary ways to consolidate your debt.

Buy now, pay later divides a purchase into a series of equal payments. Learn how BNPL works and whether you should choose to buy now, pay later.

Discover personal loans are for borrowers with good to excellent credit looking to consolidate debt. Read our review of Discover and compare it with other loans.

Long-term personal loans carry repayment terms of seven years or more. Discover the best long-term loan lenders and learn more about long-term loans.

National Debt Relief offers debt settlement plans that can lower your debt, but it’s risky. Read our National Debt Relief review to learn more and compare its plan with other options.

Average Personal Loan Interest Rates for August 2025

A debt consolidation loan is a loan used to combine existing debts into a single loan with one monthly payment. Ronita Choudhuri-Wade explains how they work and what to know to help you can decide if a debt consolidation loan is the right decision for you. Suggested Articles: Debt Consolidation Calculator: https://www.nerdwallet.com/article/loans/personal-loans/debt-consolidation-calculator?utm_source=yt&utm_medium=sc&utm_campaign=ba_mktg_organic_032824_social_cm_yt_vertical_promotionalexplai…

You can finance an engagement ring with a credit card, personal loan or through the jeweler. Learn more about engagement ring financing and compare all your options.

Personal loans are unsecured loans with fixed annual percentage rates, or APRs, and are commonly used for consolidating high-interest debt to home improvement. Ronita Choudhuri-Wade breaks down the most effective and crucial steps you should take when looking into and applying for a personal loan. Suggested Articles: How to Get a Personal Loan in 6 Steps: https://www.nerdwallet.com/article/loans/personal-loans/how-to-get-a-personal-loan Should I Get a Personal Loan?: https://www.nerdwallet.c…