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Erica Alini

Erica Alini

Personal Finance Reporter at The Globe and Mail

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Influence score
43
Phone
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Location
Canada
Languages
  • English
Covering topics
  • Finance & Banking Services

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Recent Articles

theglobeandmail.com

What you should and shouldn’t do with your money after Trump’s tariffs warning

To think about the possibilities is to contemplate a bewildering range of what-ifs, so The Globe asked four experts to help Canadians think through whether they should tweak their personal finances
theglobeandmail.com

Flight delayed or cancelled? You might want to ask about a business...

Stranded passengers may secure better alternatives by challenging their carrier’s default rebooking
theglobeandmail.com

Supreme Court upholds international air passenger compensation rule...

Passengers will continue to be able to claim compensation as set out in the current rules for flights to and from Canada
theglobeandmail.com

Why few Canadian credit-card holders are benefiting from interest-r...

Credit cards in the U.S. typically have variable interest rates, but in Canada the majority of credit cards have fixed rates
theglobeandmail.com

Federal tax on vacant homes has failed to raise any meaningful revenue

Almost 98% of underused housing tax returns assessed have no tax owing
theglobeandmail.com

Air Canada passenger’s double baggage charge a cautionary tale abou...

Airlines’ poor implementation of the rules that govern codeshare flights can result in overbilling and a lack of clarity, says head of advocacy group
theglobeandmail.com

Worried about an Air Canada pilot strike? Be careful about cancelli...

Consumers should keep in mind that by doing so they might forfeit some of their travel insurance coverage and rights to refunds, experts warn
theglobeandmail.com

Yes, couples can income-split the CPP – in a way

The focus on shifting income to a lower earner has diverted attention from the fact that Canada Pension Plan benefits can also be divided
theglobeandmail.com

How inflation is messing with benefits and pensions

The Globe’s personal finance reporter Erica Alini explains the impact of indexing inflation
theglobeandmail.com

Attention Swifties and other travellers: Booking your stay far in a...

While hotels increase room rates months ahead of events such as the Eras Tour, they are likely forced to lower them later on to boost occupancy in vacant rooms
theglobeandmail.com

HELOCs are getting cheaper. But these alternatives may still be better

The perennial advantage of home equity lines of credit is flexibility, but if the rate seems too high, getting creative with your mortgage may be the way to go
theglobeandmail.com

Airlines overestimated summer travel. That means cheap flights in A...

Airlines are having to curb their expectations about the demand for travel this year, as the boom that lifted industry profits since the second half of 2022 has fizzled out
theglobeandmail.com

Ottawa’s disability benefit risks helping provincial coffers more t...

While the Canada Disability Benefit would deliver only a modest financial boost for eligible welfare recipients, clawbacks could save the provinces up to hundreds of millions dollars a year, expert says
theglobeandmail.com

Average down payment gift for first-time homebuyers soars into six ...

Nearly a third of first-time buyers now rely on such financial aid, with the average size of gift past the six-figure mark, study finds
theglobeandmail.com

Need a will? Why banks may give you a discount to get it done - The...

A growing number of financial institutions are striking up partnerships with companies that help people create legal wills online
theglobeandmail.com

From pensions to health benefits, the absence of inflation indexing...

Many aspects of people’s financial lives – tax credits, social assistance and health benefits, to name a few – are not adjusted to retain their dollar value. For some, the financial hit is relatively small. For others, it’s massive
theglobeandmail.com

As rate cuts begin, many with renewing mortgages ponder variable vs...

Many economists believe the downward path of borrowing costs will be gradual, and a slow-moving Bank of Canada poses a challenge for those with coming renewals
theglobeandmail.com

By the numbers: How a first rate cut will affect mortgages and othe...

For those contemplating a mortgage or other debt with fixed interest rates, any impact will depend on whether and how the Bank of Canada’s decision on Wednesday affects investors’ expectations
theglobeandmail.com

This province is the new frontier of soaring rents in Canada

It rose to the top of national rankings for growth of annual rental costs as rents increased 18 per cent higher on average compared with the same month a year earlier
theglobeandmail.com

Seven ways the 2024 federal budget affects your finances, from sell...

The budget outlined a smattering of small tax benefits and consumer protection measures
theglobeandmail.com

Taxpayers' ombudsperson office reviewing CRA conduct over bare-trus...

Taxpayers’ Ombudsperson says review comes after hearing concerns about the tax agency’s last-minute about-face on March 28