Ed Magnus

<p class=“mol-para-with-font”>Those buying a home or remortgaging now have a tough call to make when deciding how long to fix their mortgage rate for.</p><p class=“mol-para-with-font”>Last year, <a href=“http://www.thisismoney.co.uk/money/mortgageshome/article-12919865/Should-fix-mortgage-two-five-years-Britons-shorter-option.html”>most borrowers opted to fix for two years</a>. They believed that interest rates would begin falling during that time, and a shorter fix would allow them to switch to…

Labour enters Number 10 at a time when the housing market is lacklustre. Between 1997 and 2010, prices went up by 176% - but it was far easier to borrow. Labour has promised new homes, but will it boost the market?

It follows similar moves from Santander and Halifax earlier this week

<p class=“mol-para-with-font”>Three more mortgage lenders have announced they are cutting mortgage rates, in another shift downwards for home loan costs.</p><p class=“mol-para-with-font”>Barclays, HSBC and Yorkshire Building Society have all reduced their rates, following<span> Santander and Halifax earlier this week. </span></p><p class=“mol-para-with-font”>Yorkshire BS has cut its <a href=“http://www.thisismoney.co.uk/money/mortgageshome/article-1687576/What-mortgage-rates.html”>mortgage rates…

<p class=“mol-para-with-font”>Those buying a home or remortgaging now have a tough call to make when deciding how long to fix their mortgage rate for.</p><p class=“mol-para-with-font”>Last year, <a href=“http://www.thisismoney.co.uk/money/mortgageshome/article-12919865/Should-fix-mortgage-two-five-years-Britons-shorter-option.html”>most borrowers opted to fix for two years</a>. They believed that interest rates would begin falling during that time, and a shorter fix would allow them to switch to…

People could be trapped in Help To Buy Isas with nearly 2.2million open. Government top up of 25% only payable if users buy property under £250k. Help to Buy Isas were introduced in 2015 but closed to new accounts in 2019

From tomorrow, Nationwide will be reducing rates by up to 0.31%. Nationwide’s lowest five-year fix will be 4.29% for those with biggest deposits

32% of new homes sold in 2023 were bought by a buyer before they were built. The share of new homes sold off-plan peaked at 47% in 2016. We look at why off-plan sales are struggling and what it means for housebuilders

The mortgage valuation said there is ‘a lack of owner occupiers living in the immediate area’ and my application was turned down. Should I try a different lender?

Base rate has been at its current level of 5.25% since August 2023. Markets now forecast it will fall twice before the end of the year. We ask experts what the latest pause means for your mortgages and savings