Cynthia Measom

Don't sleep on these limited-time deals.

TD Bank's overdraft fee is $35 if you overdraw on your balance by over $50.  If you have more than one debit card transaction or have a check come in on a day when your balance is low, you may be charged up to three overdraft fees. That's $105 in charges--just for not staying on top of your checking account balance. There are ways to avoid those TD Bank overdraft fees, though. Here's how. TD Bank Overdraft Policies TD Bank offers an Overdraft Grace Period, which will allow you until 11 p.m. the next business day to bring your account back to positive before it charges an overdraft fee. If you miss the cutoff time, TD Bank can charge $35 for every transaction made, up to three times a day, for a total of $105. Standard Overdraft Service TD Bank's Standard Overdraft Service comes with most of the bank's checking accounts. With this service, TD Bank will allow ACH transfers, recurring debit card purchases and personal checks in amounts that exceed your account balance up to three...

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