Christine Benz

What is the highest safe starting withdrawal rate? Morningstar’s latest State of Retirement Income report finds that retirees can withdraw as much as 3.7% as an initial spending rate for a 30-year horizon, factoring in current conditions such as high equity valuations and low bond yields.

The author and financial planner discusses the connection between wealth and well-being, the quest for financial harmony, and his new book, Wealth in the Key of Life.

Bookmark this guide to stay abreast of the tax-related dates and data that should be on your radar in 2025.

Four ways to improve your retirement plans using Morningstar’s income research.

Higher retirement plan contribution levels, lower ‘safe’ withdrawal rates, changes to Social Security benefits, and more.

The co-founder of global investment manager Ninety One discusses trends in global ESG investing, the push toward ‘net zero’ emissions, and why he’s bullish on the asset-management industry.

Long-term return expectations drop across major asset classes, and some firms are now forecasting higher returns for bonds than US stocks over the next decade.

Ample equity exposure lifted all of the portfolios, but the ETF portfolios’ performance was especially sweet.

The author and hospice doctor discusses the connection between wealth and happiness and shares tips for avoiding ‘purpose anxiety.’

A plan to get financially fit, one job at a time.

Sadly, it might be lower than you think.

Some of our favorite clips from interviews with financial planners, advisors, and retirement researchers over the past year.

Here are some of the key takeaways from Morningstar’s annual retirement-income research.

The author and financial psychologist discusses his new book on money and meaning, plus the challenges of spending in retirement.

‘Super’ catch-up contributions will be available for people aged 60 to 63.

How Secure 2.0 and inflation adjustments will affect retirement savers and spenders.

Starting safe withdrawal rates have declined, but staying flexible and enlarging guaranteed income can help boost lifetime payouts.

Here’s your playbook for adjusting your portfolio heading into the new year.

Two leading researchers on human capital, tailoring the right asset allocation, and more.

The tax and IRA expert weighs in on tax-savvy retirement planning, Roth conversions, and the new rules for inherited IRAs.