Christine Benz

Tips on asset allocation, Social Security, annuities, withdrawal rates, and more.

Don’t wait until the last minute to fill your cash ‘bucket.’

How to avoid the pitfalls.

An author and longtime investing columnist on the role of individual stocks in a diversified portfolio, the virtues of ETFs, and the biggest mistakes he sees individual investors making.

Now that interest rates are higher, should retirees try to live off of their portfolios’ yields?

Key financial priorities for investors in the peak earnings years of their 40s and 50s.

A Morningstar researcher discusses rising passive share, bitcoin ETFs, and the future of active management.

Not even experts agree about the ‘right’ withdrawal rate, long-term-care insurance, and annuities.

Tax considerations suggest yes, but other factors may argue against it.

An author and retirement expert discusses the financial challenges confronting young adults and what financial advice she’d give her younger self.

Higher safe yields in 2024 upend the old rules related to mortgage paydown.

The CEO of Wasatch talks small-cap equity investing in the age of the ‘Magnificent Seven.’

How to factor in higher rates when deciding whether to purchase an annuity or buy long-term-care insurance.

A top fixed-income manager at Pimco discusses the possibility of a soft landing, the prospects for lower-quality bonds, and key lessons from a challenging bond market.

Be aware of implications for returns, withdrawal rates, and asset allocation.

The author and entrepreneur discusses the benefits of age diversity in the workplace, the importance of purpose later in life, and why older workers might consider a ‘gap year.’

Portfolios for the taxable and tax-sheltered accounts of retirement spenders and savers.

How the conversion process works and who should consider it.

A T. Rowe Price thought leader discusses key financial and nonfinancial considerations for people embarking on retirement.

These forms can yield valuable information about your portfolio’s asset location and tax efficiency.