Christine Benz

What is the highest safe starting withdrawal rate? Morningstar’s latest State of Retirement Income report finds that retirees can withdraw as much as 3.7% as an initial spending rate for a 30-year horizon, factoring in current conditions such as high equity valuations and low bond yields.

The author and financial planner discusses the connection between wealth and well-being, the quest for financial harmony, and his new book, Wealth in the Key of Life.

Bookmark this guide to stay abreast of the tax-related dates and data that should be on your radar in 2025.

Four ways to improve your retirement plans using Morningstar’s income research.

Higher retirement plan contribution levels, lower ‘safe’ withdrawal rates, changes to Social Security benefits, and more.

The co-founder of global investment manager Ninety One discusses trends in global ESG investing, the push toward ‘net zero’ emissions, and why he’s bullish on the asset-management industry.

Long-term return expectations drop across major asset classes, and some firms are now forecasting higher returns for bonds than US stocks over the next decade.

Ample equity exposure lifted all of the portfolios, but the ETF portfolios’ performance was especially sweet.

The author and hospice doctor discusses the connection between wealth and happiness and shares tips for avoiding ‘purpose anxiety.’

A plan to get financially fit, one job at a time.