Ben Woolsey

Check our interactive map to find the current 30-year mortgage rate average for any U.S. state. Right now, New York, Florida, and California have the cheapest rates.

After sinking last week to their cheapest level since April 2023, rates on 30-year mortgages rose Thursday, erasing much of the dip seen over the previous two days.

30-year mortgage refinance rates jump after falling to their lowest level in more than 7 months. Rate movement for most refi loan types was mostly up on Thursday.

After dropping on Tuesday and Wednesday, the average rate for 30-year refinance mortgages continued its decline on Thursday, this time by 28 basis points. Rates among other refi loan types mostly declined as well.

The average rate on 30-year mortgages fell again, for a fifth straight day, to 6.49%, the lowest rate since February 1. Most other new purchase rates were also down on Thursday.

New York, Florida, and Texas have had the lowest 30-year average mortgage rates for four days straight. Use our interactive map to find the mortgage rate average for your state.

New York, California, and Florida are among today's lowest state averages for new 30-year mortgage rates.

The average for 30-year refinance mortgages moved up on Wednesday. However, rate movement for most other refi loan types was mixed.

After dropping last week to its lowest average since March, the rate on the 30-year mortgage is only slightly higher this week. Most loan types saw a rate dip Tuesday.

Rates on 30-year mortgages have dropped significantly over the past two-and-a-half weeks. The 30-year and 15-year rates have held at their lowest averages since March.

After reversing its recent upward course and dropping on Wednesday, the 30-year mortgage rate average lost another basis point on Thursday, while the FHA 30-year rate average moved back up above 7.00% after falling below that mark for the first time in seven weeks.

While still down more than a quarter of a percent since March 15, the 30-year mortgage rate average has climbed 7 basis points in the first two days of the week.

Rates on 30-year mortgages have fallen a bit further, reversing more of their recent climb to the mid-7% range. Rates for most other loan types declined as well.

Rates on 30-year mortgages moved down by another 4 basis points on Wednesday, further erasing more of the nearly quarter percent increase experienced at the beginning of the week. With a few exceptions, most other rates dropped on Wednesday as well.

The average personal loan interest rate is currently 23.63%. Every month, Investopedia analyzes data from 18 lenders to determine the average interest rate by credit tier and more.

Rates on 30-year mortgages moved down by a tenth of a percent Tuesday, erasing some of the sharp increase experienced on Monday. Rates on other loan types saw mixed movements.

Rates on 30-year mortgages moved up by almost a quarter of a percent on Monday following two previous days of modest increases. All but two other loan types also climbed—most of them climbing by double digits.

With another drop for a seventh day in a row—rates on 30-year mortgage rates remain below 7%. Rates for most other loan types were also down on Thursday.

Thirty-year mortgage rates pulled back by 8 basis points Thursday but remain well above 7%. Other rates were mixed across most loan types.

Personal loan rates rose by 7 basis points this week to 23.06% to again breach the 23% level after last doing so two weeks ago.