Ben Woolsey

The average for 30-year refinance mortgages moved up on Wednesday. However, rate movement for most other refi loan types was mixed.

After dropping last week to its lowest average since March, the rate on the 30-year mortgage is only slightly higher this week. Most loan types saw a rate dip Tuesday.

After dropping on Tuesday and Wednesday, the average rate for 30-year refinance mortgages continued its decline on Thursday, this time by 28 basis points. Rates among other refi loan types mostly declined as well.

The average rate on 30-year mortgages fell again, for a fifth straight day, to 6.49%, the lowest rate since February 1. Most other new purchase rates were also down on Thursday.

New York, Florida, and Texas have had the lowest 30-year average mortgage rates for four days straight. Use our interactive map to find the mortgage rate average for your state.

Check our interactive map to find the current 30-year mortgage rate average for any U.S. state. Right now, New York, Florida, and California have the cheapest rates.

After sinking last week to their cheapest level since April 2023, rates on 30-year mortgages rose Thursday, erasing much of the dip seen over the previous two days.

30-year mortgage refinance rates jump after falling to their lowest level in more than 7 months. Rate movement for most refi loan types was mostly up on Thursday.

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