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Ann Carrns

Ann Carrns

Freelance Contributor at The New York Times

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Influence score
49
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Location
United States
Languages
  • English
Covering topics
  • Finance & Banking Services

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Recent Articles

nytimes.com

How to Deal With Higher Home Heating Bills

There is still time to take advantage of federal tax credits for energy updates. But federal heating aid for low-income people was delayed by the government shutdown.
nytimes.com

New Rules Aim to Broaden Appeal of H.S.A.s

Health savings accounts have lower premiums but higher deductibles. Now, more Obamacare plans can offer the accounts.
nytimes.com

Trump Administration Seeks to Return Medical Debt to Credit Reports

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state restrictions.
nytimes.com

Pay Attention to Your Savings Now, Just Before the Fed Considers a ...

To ensure that your cash is getting the best return, compare the options among high-yield savings accounts and C.D.s.
nytimes.com

Want to Know What You’ll Pay for College? There’s a Fast New Calcul...

Want to Know What You’ll Pay for College? There’s a Fast New Calculator for That.
nytimes.com

Fintech Start-Ups and Investment Firms Are Battling Over Your 401(k)

Financial tech companies are connecting outside financial advisers to your retirement accounts, and at least one investment firm, Fidelity, is resisting.
nytimes.com

Some Workers Are Turning to Pay-Advance Apps for Basic Expenses

Rising use “is not a signal of satisfaction,” an author of a new report says. Rather, heavy users of the apps are under “financial strain.”
nytimes.com

Get Ready for Higher Health Insurance Premiums Next Year

Employers say they are facing the biggest increase in health costs in more than a decade — almost 9 percent on average. Workers’ best option, experts say, is to carefully weigh various plans.
nytimes.com

Those Missed Student Loan Payments Are Messing Up Your Credit Score

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.
nytimes.com

Debt Collection Lawsuits Are Rising. Here’s What to Do to Fight Back.

The number of filings is back above 2020 levels as prices rise and people rely more on credit cards, an analysis finds. But many borrowers don’t respond to the suits and lose by default.
nytimes.com

The FAFSA Form Is Coming on Time This Year. For a Change.

The federal form, used to determine financial aid, will be available to the public on Oct. 1. Technical glitches that delayed the form for the past two years are said to have been resolved.
nytimes.com

How to Ship Your Car (and Why It May Save You Time and Money)

Having your vehicle transported a long distance is sometimes necessary, and it can be more efficient than driving it yourself.
nytimes.com

It’s Time for That Often-Dreaded Task: Buying Back-to-School Supplies

Parents of children in kindergarten through high school are spending an average of $144, and that’s coming as families are feeling financial stress.
nytimes.com

Want to Study Welding or Prepare for the Bar Exam? You Can Now Use ...

President Trump’s new policy law has broadened the uses of plans that were once primarily for saving for college. “They’ve become education savings accounts,” one expert said.
nytimes.com

Mortgage Lenders Can Use a Second Credit Score. Is That Good for Bo...

A top housing finance regulator announced that Fannie Mae and Freddie Mac would allow lenders to use the traditional FICO score or one from a rival, VantageScore.
nytimes.com

How the $1,000 ‘Trump Accounts’ for Newborns Will Work

The payments, part of the new domestic policy law, are for U.S. citizens born this year through 2028. The idea is that the money in the accounts will have many years to grow.
nytimes.com

‘No Buy’ July: Is It Really a Good Idea?

One proponent argues that fiscal fasting pushes people to confront their spending habits. But other financial experts prefer a more consistent approach to budgeting.
nytimes.com

A Way for People With Low Credit Scores to Raise Them

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to credit bureaus.
nytimes.com

Good News for College Students: You May See a Dip in Student Loan R...

A small decline in interest rates on federal loans for next school year is the first in five years. It comes amid turmoil in student loan and financial aid programs.
nytimes.com

Who Should Consider Getting Flood Insurance? These Days, Almost Eve...

Inland areas have suffered severe flooding in recent years, experts note. And standard homeowner policies don’t cover flood damage.
nytimes.com

Want a Gift for Opening a 529 College Savings Account?

Some state plans give cash incentives in May to spur contributions.