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Rachel Cruze

Rachel Cruze

Host / On Air Personality at Smart Money Happy Hour

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Email address
a*****@*******.comGet email address
Influence score
70
Location
United States
Languages
  • English
Covering topics
  • News
  • House
  • Finance & Banking Services
  • Entertainment

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Recent Articles

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Budgeting Apps Comparison 2025

A lot of budgeting apps are out there these days. It makes sense! An on-the-go app helps you budget, well, on the go. But how do you pick one? Here’s a comparison of seven popular options to help.
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ALDI vs. Walmart: Which Is Cheaper in 2025?

Is ALDI cheaper than Walmart? I put them both to the test in this real grocery price comparison. See who comes out on top for meat, dairy, produce and more.
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16 Dollar Store Buys Worth Your Dollar

Think there’s nothing good at the dollar store? Think again. Here’s my list of best dollar store buys that will save you money.
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12 Cheapest Places to Travel in 2025

Our list of cheapest places to travel in 2023 includes lots of free or cheap attractions that will make your heart—and your budget—happy.
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14 Cheap Valentine’s Day Date Ideas

Check out these 14 cheap Valentine’s Day date ideas to impress your partner without depressing your wallet.
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The Cheapest Grocery Stores in America 2025

With this list of the 10 cheapest grocery stores in America, you can spend less on food. Every single month. Winner winner, cheaper dinner.
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Married Filing Jointly? What You Should Know

Are you married? Congrats! The IRS is rewarding you with tax deductions and credits. What does it mean to file taxes with your spouse? Find out here!
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The Child Tax Credit: Everything You Need to Know

If you’ve got questions about changes to the child tax credit for the 2022 tax year, you’re not alone. Let’s discuss Uncle Sam’s latest updates!
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40 Last-Minute Christmas Gifts on a Budget

Check out these 40 last-minute Christmas gift ideas that are perfect to give loved ones when you’re shopping on a budget.
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Tips for First-Time Home Buyers

Follow these 14 tips for first-time home buyers to find a home you love that will help (not hurt) your financial goals.
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What Is Afterpay?

Afterpay? No way. This buy now, pay later lender pushes the agenda of instant gratification—which doesn’t last! Learn exactly how it works, and why you should avoid this sneaky debt trap.
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What Is a Sinking Fund and How Do You Create One?

Saving up for something big? Sinking funds help you pay cash for anything and everything. Find out how to make one!
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31 Gifts for Mom on a Budget

If you’re looking for cute Mother’s Day, Christmas or birthday gift ideas for your mom, look no further—here are 31 gifts for Mom on a budget.
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21 Housewarming Gifts They'll Love for Under $25 - Ramsey Solutions

Curious about unique gifts to give friends, family and new neighbors when they move to a new home? Keep reading for 21 of the best housewarming gifts under $25.
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What to Do When You Can't Afford Your Housing Market - Ramsey Solut...

The housing market is tough right now. And if you feel like you’ve been priced out by high prices and interest rates, don’t lose hope. Here are some tips to help you find a home you can afford.
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2023-2024 HSA Contribution Limits and Rules

An HSA is one of your best options for saving money on health care! Find out HSA contribution limits for 2023 and 2024 and see how much you could save.
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How To Save Money On Groceries

Don’t let grocery shopping eat into your budget!
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Affirm Review: Why You Should Stay Away - Ramsey Solutions

Affirm offers digital installment plans so you can split online purchases into multiple payments with up to 30% interest rates. Is this a good money move? Heck. No.
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Year-End Financial Checklist - Ramsey - Ramsey Solutions

With this year-end financial checklist, you’ll reflect on what went right—and wrong—in 2023. Then you can prep to make 2024 your best year with money yet!
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How to Win With Money in 7 Baby Steps - Ramsey Solutions

These easy-to-follow Baby Steps will help you pay off debt, save for the future, and be a generous giver. You need a plan to win with money, and this is it!
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How to Create a Wedding Budget - Ramsey - Ramsey Solutions

If a wedding budget doesn’t sound romantic, make it a date with some charcuterie, love songs and our budget template. A wedding that marries your dreams and bank account? Now that’s romantic