Nicky Burridge

Fancy building your own home but don’t have a big deposit? The government’s Help to Build Equity Loan scheme could be for you. Here’s the lowdown on how the buying scheme works. 1. What is Help to Build? The Help to Build Equity Loan Scheme is a new government initiative for people who want to build their own home. You can use it to either get on the property ladder for the first time or build your next home. The scheme works by helping people with only a 5% deposit get a cheaper mortgage by t…

100% no-deposit mortgages have made a return for the first time since 2008. It means first-time buyers can step onto the property ladder without saving for a deposit or having a guarantor. Instead, first-time buyers must show they have paid their rent on time for the past 12 months. They must also meet the lender’s credit score and affordability criteria. Skipton Building Society’s Track Record Mortgage is aimed at first-time buyers who are currently renting. The Track Record Mortgage offers a f…

People in new-build homes can expect to pay an average of £3,117.85 a year less for gas and electricity, according to the Home Builders Federation.

What if the rent you paid could be saved towards your deposit instead? New homes developer Fairview has launched a scheme that does exactly that.

A new initiative has launched to enable eligible social housing tenants to buy a share of their home as part of a drive to help more people own their own homes.

Buying in an area that's being regenerated is a smart move. Find out which major cities are having tens of millions of pounds invested in them right now.

The construction of nearly 45,000 homes is now underway, the highest number in 15 years for the new-build industry. Get the latest.

The number of over-40s taking out 35-year mortgages has risen by nearly 40% this year. Higher house prices and the cost-of-living squeeze is driving the trend.

Those who do go ahead with a purchase are opting for longer mortgage terms due to the cost-of-living squeeze. Get the latest.

The value of the pound has tumbled following Chancellor Kwasi Kwarteng’s mini-Budget. We take a look at what it’s likely to mean for mortgage rates.

The stamp duty cuts are great news for the lower end of the housing market, including first time buyers and those with a budget of up to £250,000.

Nearly two million homeowners face higher mortgage repayments after the Bank of England hikes rates by 0.5.%. Get the latest.

One in four landlords have frozen rents, while 22% have offered a payment holiday. How landlords are helping renters with the cost of living squeeze.

The average household will see their energy bills frozen at £2,500 a year until October 2024. Get the latest on what that means for the housing market.

Renters in both the public and private sectors in Scotland will be protected from eviction as part of measures designed to help with the cost of living.

The government’s flagship initiative to help people get on to the property ladder will close to new applications on 31 October.

Good news for leaseholders as thousands are set for a ground rent refund and unfair increases will no longer be allowed.

Will higher gas and electricity bills make it harder to get a mortgage? We take a look at what impact the rising cost of living is having on mortgage availability.

More than 11 would-be renters are chasing each property that is available to let. Here’s what’s happening and how renters can get ahead.

The average cost of a two-year fixed rate mortgage has broken through the 4% barrier for the first time since February 2013.