Nicky Burridge

Fancy building your own home but don’t have a big deposit? The government’s Help to Build Equity Loan scheme could be for you. Here’s the lowdown on how the buying scheme works. 1. What is Help to Build? The Help to Build Equity Loan Scheme is a new government initiative for people who want to build their own home. You can use it to either get on the property ladder for the first time or build your next home. The scheme works by helping people with only a 5% deposit get a cheaper mortgage by t…

Here's how Help to Buy works and how to apply, as well as details of other schemes that could help you buy your first or next home.

100% no-deposit mortgages have made a return for the first time since 2008. It means first-time buyers can step onto the property ladder without saving for a deposit or having a guarantor. Instead, first-time buyers must show they have paid their rent on time for the past 12 months. They must also meet the lender’s credit score and affordability criteria. Skipton Building Society’s Track Record Mortgage is aimed at first-time buyers who are currently renting. The Track Record Mortgage offers a f…

Everything you need to know about the 3% stamp duty charges for second homes. If you’re buying a second property, you may well be liable to pay extra stamp duty.

People in new-build homes can expect to pay an average of £3,117.85 a year less for gas and electricity, according to the Home Builders Federation.

Estate agents say homes with high energy efficiency ratings are holding their value despite market slowdown, according to Royal Institution of Chartered Surveyors.

What if the rent you paid could be saved towards your deposit instead? New homes developer Fairview has launched a scheme that does exactly that.

A new initiative has launched to enable eligible social housing tenants to buy a share of their home as part of a drive to help more people own their own homes.

Buying in an area that's being regenerated is a smart move. Find out which major cities are having tens of millions of pounds invested in them right now.

The construction of nearly 45,000 homes is now underway, the highest number in 15 years for the new-build industry. Get the latest.