Michael Brown

Whether you’re working remotely, streaming your favourite TV show, or just scrolling through social media, choosing the right broadband provider can save you money and ensure you have a reliable connection. If you’re unhappy with your current provider – or you’re looking to save money by switching to a better deal – there are a host of alternatives to consider. However, remember to consider more than just cost when weighing up your options. Average download speeds, customer service, and…

While cash ISAs provide some certainty for your returns, you could earn more with a stocks and shares ISA. However, this option does come with more risk. Our guide explains which ISA could be best for you. While much of the UK keeps its money cash ISAs, the appeal of stocks and shares ISAs is growing. In the period from 2021 to 2022, the last recorded by HMRC, just over 60% of new ISA subscriptions were for cash versions. This is a declining figure, with cash ISAs making up two thirds of I…

Junior cash ISAs provide predictability for your returns – something a stocks and shares alternative may not. We list the best rates available below and how they compare to standard savings accounts. Junior ISAs have seen a steady increase in popularity since they were introduced in 2011. According to data from the HMRC, around 1.2 million junior ISAs were opened in the year 2021 to 2022. This is the latest data on record and was an increase on the previous year when subscriptions nearly reac…

Whether it be an established enterprise or a start up, a business loan can be the perfect solution to expand your company. We explain how to obtain a business loan, and how it works. In the last few months of 2023, businesses started showing an appetite for lending once again. According to UK Finance, an industry trade body, small to medium businesses took out £3.5 billion in lending – making it the first quarter where this figure hasn’t declined since 2022. “There were promising signs tha…

According to DVLA data, Range Rovers are one of the most stolen vehicles in the country – and this is forcing many insurers to reassess their premiums. We explore how much it costs to insure a Range Rover and your options if you’re struggling to find the right cover. Jaguar Land Rover’s financial results covered more than just its balance sheet. When speaking to a room of journalists, CEO Adrian Mardell was questioned on recent research which called the Range Rover “Britain’s most stolen…

Royal Bank of Scotland has become the third bank in a week to offer a switching bonus, following in the footsteps of Natwest and Lloyds. You can now bag up to £200 if you move. Here we’ve rounded up the top offers tempting people to switch. Over 10 million people have used the Current Account Switch Service since it launched in 2013. Many chose to move their accounts to take advantage of the switching bonuses that a number of banks offer. While the cash is very tempting, it’s important to…

Has your business made extra money this month? If you’re not going to use it to directly fund your operations, you could put it to work in a savings account. Our guide explains what you need to know. If you leave your funds in a business current account chances are it’ll make little to no interest. That’s why many businesses choose to open a savings account. You don’t necessarily need to keep your money locked away over an extended period, and it also makes your cash work harder for you.…

If you’re saving for your first home or retirement, a Lifetime ISA is a great way to get started. We list the providers with the best interest rates and investment platforms. Lifetime ISAs (LISAs) are long-term investments – which is why if they’re used correctly they can accelerate your plans to join the property ladder or grow your pension pot. This is because you could earn up to £1,000 in a government bonus each year. So, if you’re sure this is the best place to grow your cash then we’…

Average care home fees now cost more than twice as much as the typical pensioner earns in a year. So is there a way to afford the care you might need later in life and still have money aside money to pass on to your family as inheritance? Thanks to advances in healthcare and living standards, more people are living longer than ever before. According to the Office for National Statistics (ONS), there were approximately 11 million people aged 65 or older across England and Wales in 2021, an…

Keeping your pension in a ready-made portfolio can save you the stress of managing your own portfolio. We list some of the best options across the market below. The importance of saving for retirement can’t be understated. For most of the population the state pension will be nothing more than a starting point for income in retirement, so ensuring you have an additional stream of income is crucial to ensuring that lifestyle you’ve wanted. That’s why some people choose to let an expert manag…