Laura McMullen

Nearly 6 in 10 adults had a major, unexpected expense in the past year, according to a new Fed report. If you face one and don't have the cash, start with asking for help.

Learn about Lyft driver and vehicle requirements, including age minimums, insurance coverage and more. Also, explore how much Lyft drivers make and ways to maximize those earnings.

Options to pay for emergency pet care include savings, credit cards, pet loans and financing plans through your vet. Compare each option to determine what's best for you.

Learn the average cost electric, water and gas bills, and how to save money on these core utilities.

Use NerdWallet's student loan payoff calculator to see how extra payments can help you repay student debt faster and save money.

Calling your cell phone provider may help you find ways to save. Here's exactly what to say while you're on the call, as well as what to research beforehand.

How much you should tip a hairdresser depends on the service, experience and your budget. But, generally, aim for 20%.

How much to tip for a massage depends on the type of service you receive, as well as what you can afford. But, generally, aim for 15% to 20%.

Use these tips to lower your bills — including your mortgage, car insurance and streaming subscriptions — and find extra money in your monthly budget.

Discover 45 smart ways to lower bills, reduce expenses, and save money on everyday costs.