Kim Lowe

Personal loan scammers may falsely guarantee approval or post fake licenses. Know the signs of a personal loan scam to ensure you’re borrowing from a legit lender.

A usury law is often a state law that controls interest rates. Read more about interest rate laws and find out your state’s interest rate cap.

The consequences of defaulting on a personal loan depend on whether the loan is unsecured or secured. Here’s what to know about personal loan default.

Personal loans are unsecured loans with fixed annual percentage rates, or APRs, and are commonly used for consolidating high-interest debt to home improvement. Ronita Choudhuri-Wade breaks down the most effective and crucial steps you should take when looking into and applying for a personal loan. Suggested Articles: How to Get a Personal Loan in 6 Steps: https://www.nerdwallet.com/article/loans/personal-loans/how-to-get-a-personal-loan Should I Get a Personal Loan?: https://www.nerdwallet.c…

Learn how to calculate your debt-to-income ratio. Lenders consider DTI when assessing your ability to repay a loan.

This annual look at personal loans finds buy now, pay later was used by far more Americans in the past year, and many would depend on BNPL in tough economic times.

LendUp no longer offers new loans. The lender used to make high-interest installment and single-payment loans for borrowers with bad credit.

Two new laws provide coronavirus relief for small businesses and the self-employed, including access to emergency funds, loan deferment and tax benefits.