Claire Tsosie

Bank of America Travel Rewards benefits include solid, straightforward and versatile rewards, plus travel-friendly perks, all for a $0 annual fee.

The Blue Delta SkyMiles Credit Card from American Express offers decent ongoing rewards for no annual fee, but other cards can be more useful or valuable.

The Hilton Honors American Express Surpass offers robust rewards, credits and incentives for big spenders, but no automatic free night annually.

The no-annual-fee Discover it Miles card is a good fit for occasional travelers who want the option of converting miles to cash with no loss of value.

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Loyalists have several Delta credit card offers to choose from. Which is best for you will depend on your travel habits and which perks you're likely to use.

Most (but not all) loyalty programs offer a way to donate miles, points or cash back, usually with just a few clicks. You won't get a tax deduction, though.

You credit card won’t let you just waltz into any lounge you desire, and you may also need a separate membership card to get in at all. Limits on time and group size are also common.

Is Hilton Honors the right program for you? We crunched the numbers to help you decide how much energy to focus on this loyalty program. Here’s what we found.

The ability to limit someone else’s spending on your account is helpful, but not always an easy feature to find on consumer cards. Here’s where to look.