Claire Tsosie

Most (but not all) loyalty programs offer a way to donate miles, points or cash back, usually with just a few clicks. You won't get a tax deduction, though.

Business credit cards can affect your personal credit score in two ways — through hard inquiries or in the case of serious delinquencies. Credit utilization and on-time repayment generally won’t affect your credit score.

Business credit cards and personal cards vary in a few ways, including their credit reporting policies, credit limits, bonus categories and 0% intro APR periods.

The free night's stay each account anniversary more than makes up for the card's annual fee. The bonus, rewards and redemption options are grand, too.

Unlimited 3% cash back on dining, eligible streaming services, grocery stores and entertainment makes the no-fee Savor a winner for a night out, or even in.

Of the three cards, the AmEx Green is our top pick, for its robust rewards on travel and dining and its potentially valuable perks at a relatively low cost.

You credit card won't let you just waltz into any lounge you desire, and you may also need a separate membership card to get in at all. Limits on time and group size are also common.

A balance transfer credit card could be a great way to help you save on interest — especially if you have high-interest credit card debt and need several months to pay it off. Some people use balance transfer cards to finance big purchases, like engagement rings or cars. We turned to personal finance expert Sara Rathner to explain how balance transfer cards work, what to look for and why they’re not a “get out of jail free card.” What Is a Balance Transfer, and Should I Do One? https://www.ne…

Bank of America Travel Rewards benefits include solid, straightforward and versatile rewards, plus travel-friendly perks, all for a $0 annual fee.

The Bank of America Customized Cash Rewards card is a valuable tool for cardholders who want choice and control over how they earn rewards.