Caitlyn Moorhead

The middle class won't be able to afford these things.

Here's how much cash you need after your retirement years.

Featured In: BANKING / BEST BANKS The Best CD Accounts of 2023 By Selena Fragassi Fact Checked Why you can trust GOBankingRates At GOBankingRates, we’re deeply invested in the quality of our content. Our reporters produce fresh and accurate content that is objective and ethically sound. Any product recommendations on GOBankingRates are independent and based on research and product testing. CDs, also known as certificates of deposit, are a great way to capitalize on your savings potential. Like a…

The Rockefeller name is synonymous with immense wealth and the epitome of the American Dream realized. The family’s fortune, established by John D. Rockefeller Sr., the founder of the Standard Oil...

Nothing beats free cash.

There is no shortage of opportunities when it comes to working in the tech industry. However, getting the proper training, gaining coding experience and enhanced skills can only put your best foot forward toward making a great salary. After completing a coding bootcamp, you might even be surprised to discover you can even make six figures.  For You: 6 Unusual Ways To Make Extra Money (That Actually Work) Coding Bootcamps: Quick Take Coding bootcamps are intensive training programs in information technology fields that typically take about four months to complete. The skill set you hone after completing a coding bootcamp program can lead to success in a variety of fields such as software development, computer programming, software engineering or other jobs in the data sciences. Here are some key takeaways:  Coding bootcamps do not give you a degree in computer sciences, but they do teach you programming language and real-world technical skills to land you a job.Most coding...

Dave Ramsey, the renowned financial guru, has long been a proponent of financial discipline and savvy money management. This can include paying off your mortgage early, but only under specific...

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It varies widely.

How much interest you can earn on your savings not only depends on where you store your money but also on how you store your money. No matter the financial institution or type of deposit account you land on, if you are looking for something more than just a high-yield savings account, make sure to explore your CD account options.  Citi CD Rates Citi has its Fixed Rate CD offers as well as the Featured CD, Step Up CD and No Penalty CD options. As one of the largest banks, Citi offers various consumer financial services, including credit cards, banking and investing. Here's a look at the details for each type of CD that Citi has on offer. Compare them to what you're currently earning or the national average to see if one is right for you. Citi Fixed Rate CD Breakdown Term LengthAPYMinimum Deposit3 months$5004 months $500 5 months $500 6 months $500 7 months $500 8 months $500 9 months $500 10 months $500 11 months $500 1 year $500 13 months $500 14 months $500 15 months- $500 18...

Millions of households in Texas receive food stamps each month.

From getting fast access to a birthday check to turning that tax refund check into cash, there are several reasons why you might need to cash a check from your phone. If you don’t have a bank account...

Getting rich is fairly high on most people's list of financial goals, hopes and aspirations. After all, it will allow you to not only have more security when making financial plans and decisions, but it also means you'll have more options for retirement or if you want to save money or stash it in other investment accounts. Short of winning the lottery, any financial advisor would tell you that your long-term personal finances and growth depend on more than just what you put in a savings account. Read Next: 6 Unusual Ways To Make Extra Money (That Actually Work) Take your mortgage, for example. Even if your mortgage rate is lower than the rates on your other debt, the size of a mortgage loan and the length of the term can cost you much more in interest over time. Of course, considering how much mortgage debt Americans carry, finding extra cash to put toward your mortgage might not be easy. How difficult it is could depend on where you live. GOBankingRates researched the average mortgage...

Investment strategies in the stock market can range from short-term passive investing to long-term retirement accounts to better stabilize your future. Depending on your risk tolerance and when you started investing in stocks or exploring the S&P 500, making it to the million-dollar marker may not be out of the realm of possibility for you. In this day and age, you don’t have to be born rich to live comfortably, you can take note of what other experts have done and become a self-made million…

Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. Chime is a financial technology company that serves as an alternative to traditional banks. It operates an online financial app and offers a simple checking ac…

For short-term loans, consider Cash App Borrow.

The grandkids will love these.

California is already known for its sky-high cost of living.

The top CD rates from leading banks and credit unions.

Vinovest Overview  Vinovest, founded in 2019, is a wine and whiskey investment platform that allows you to invest starting at $1,000 for wine or $1,750 for whiskey. After funding your account, you'll have access to a lucrative luxury market with portfolio recommendations curated by master sommeliers using Vinovest's proprietary algorithm. Fine wine and whiskey historically show returns annually and are considered recession-resistant investments. Vinovest is a legitimate investment platform that doesn't require you to know much about wine or whiskey to make money, as it will authenticate, insure, and store selections on your behalf. Once you invest, you own 100% of the fine wine and whiskey in your personalized portfolio. Key Features Here's a look at some of the key features of Vinovest. Commissions and Fees  When investing in real assets like fine wine and whiskey, you have to factor in both the platform's fees and the cost of the wine or whiskey itself. For example,...