Angela Corry

Cutting down on utility bills doesn't need to mean expensive home renovations. For retirees, these practical steps offer a straightforward way to keep costs low and comfort high. Learn More: 5 Unnecessary Bills You Should Stop Paying in 2024 For You: 3 Things You Must Do When Your Savings Reach $50,000 Here are eight effective and affordable strategies for reducing energy expenses without a big investment -- if any at all. Adjust Thermostat Settings Simple changes to your thermostat settings can make a difference. According to energy.gov, turning your thermostat back 7°-10°F for 8 hours a day can help you save up to 10% on your annual heating and cooling costs. It's a minor adjustment that can bring major savings without sacrificing comfort, and you'll likely find that you don't even notice the temperature difference. Read Next: If You're 55+, Here Are 10 Senior Discounts You Are Missing Out on Unplug Appliances When Not in Use Even when off, many appliances still use "phantom"...

Four-year term rates drop below 5.0% APY.

A certificate of deposit, more commonly known as a CD, is an investment that earns interest over a set period of time at a locked-in rate. $2,000 Quarter? Check Your Pockets Before You Use This 2004 CoinFind: 3 Things You Must Do When Your Savings Reach $50,000See: GOBankingRates’ Best Online Banks 2023 Once you open a CD, you cannot close it without penalty, so ensuring you get the best rate is important. Every bank and credit union offers its own rate, with credit unions typically having highe…

Check your bank account, you may have cash.

Can these billionaires get any richer?

Norm Macdonald has died after a very private, nine-year battle with cancer, according to TMZ. He was 61. His long-time producing partner, Lori Jo Hoekstra, shared why he kept his battle a secret. “He...

Is dwindling Social Security scarier than undue college debt?

Is student debt or diminishing Social Security a bigger threat?