Alessandra Malito

It’s not always enough to have one person responsible for your future health

‘I have one child in her second year of community college, with plans to do her final two years at a university’

‘I hope to be able to collect an annual income of around $75,000 per year from my 401(k), plus the $36,000 per year in Social Security’

‘I don’t plan to retire for at least another 20 years’

Buckingham Palace’s announcement about British monarch King Charles’s cancer diagnosis may not be all that unfamiliar for older adults, who are more likely to develop the illness later in life

32 million Americans rely on Medicare Advantage

‘Assuming I don’t withdraw from the Roth account before I’m 59 1/2 years old, are the entire withdrawals — contributions and earnings — tax-free?’

‘How do I find out how much my wife and I need in retirement combined if we retire at different ages within a few years of one another?’

‘Should I leave the money as is or roll it into a Roth?’

‘Currently, we have a total of $842,000 in retirement accounts, a $40,000 emergency fund, mortgage debt of $63,000’

‘They’re not on Medicaid at the moment, but they have a house that has been in a trust for only three years, and their children are named as beneficiaries’

‘The Social Security Administration is going to sign me up for Medicare as a result of coming to the two-year point of my disability determination’

The changes may affect the way you plan for retirement

‘When I retire, if I draw Social Security and take 3% annually from our investment income, I anticipate my annual income to be $100,000’

Communication, transparency and preparation are crucial for all marriages, especially later in life

It’s never too early to set yourself up for future financial security. Here are a few easy ways to get going.

‘It appears that had I had more in stocks, I would have made more money over the past couple of years’

The new year is a good time to prioritize your spending.

‘I am so tired and mentally drained when I get home. I sit at the computer and fall asleep’

‘We would maintain an international health-insurance plan that includes evacuation to the U.S. for anything major’